Our advice is 100% totally free and there is no worry about sales visits as we do not have any sales people to come knocking on your door! Nor do we sell insurance. We are 100% dedicated to mortgages & remortgages.
We will help you work out how much you can safely borrow. this is not just based on your salary. We also need to take into account your monthly outgoings to ensure your budget can afford your new mortgage and allow for interest rate rises and falls.
It is well worth checking your credit rating to ensure there are no surprises.
Click here to to do this.
Costs to remember are: Stamp duty, legal fees, lenders valuation fee, mortgage arrangement fees, move costs, new furniture and fittings etc.
A minumum deposit for a mortgage is usually 10% of the purchase price. However, the larger the deposit results in typically lower interest being charged by lenders. So hopefully you have been saving!
Below are some of the most popular mortgage types available, simply click on the mortgage you wish to read more information about.