top curve About us   |  Contact us   |  Terms of business  |  Our letter to you  
Broker it free mortgages and remortgage offers
 
  Home
  end cap Mortgage Enquiry end cap  
end cap Remortgage Enquiry end cap  
end cap First Time Buyers end cap  
end cap Which Mortgage? end cap  
end cap Mortgage Self Search end cap  
end cap Free Credit Check end cap
lines lines
 

key facts about our mortgage serviceabout our mortgage service

Select Mortgages and Loans
Brynhir Lodge, Blue Anchor, Penclawdd,
Swansea, SA4 3JB

Telephone: 01792 85 00 17

1. The Financial Services Authority (FSA)
 

The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

 
2. Whose products do we offer ?
 
  Mortgages
 
-
 We offer mortgages from the whole market.
 
tick box
 We only offer mortgages from a limited number of lenders. See Below for the complete list of lenders.
 
-

We only offer mortgages from a single lender

 
3. Which service will we provide you with?
 
  Mortgages
  tick box We will advise and make a recommendation for you after we have assessed your needs.
 
-

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

 
     
4. What will you have to pay us for this service?
 
  Mortgages
  tick box No fee.    
 
-
 A Fee    
  You will receive a key facts illustration when considering a particular mortgage which will tell you about any fees relating to it.

 

 

5. Who regulates us?

 

 

Select Mortgages is authorised and regulated by the Financial Services Authority. FSA Register number is 300204 .

Our permitted business is advising on and arranging mortgages and general insurance.

You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.

 

6. What to do if you have a complaint

 

 

If you wish to register a complaint, please contact us:

...in writing Write to: Compliance Officer at Select Mortgages and Loans, Brynhir Lodge, Blue Anchor, Penclawdd, Swansea, SA4 3JB

... by phone Telephone: 01792 85 00 17

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

 

 

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

 

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim .

Mortgages

 

Mortgage advising and arranging is covered up to a maximum limit of £50,000.

 

Further information about compensation scheme arrangements is available from the FSCS.

 

NB - Buy to Let mortgages may not be covered by the MCCB/FSA protection

Select Mortgage & Loans maintains Professional Indemnity Insurance cover for the protection of our clients.

 

Lenders We Arrange Mortgages With

Abbey
Alliance and Leicester
Bank of Scotland
Barclays
Birmingham Midshires
Capital Home Loans
Cheltenham and Gloucester
Coventry

Halifax Online
Halifax Plc
Intelligent Finance
Mortgage Express
Nationwide
Northern Rock
One Account
Woolwich
 
DIY Self search Mortgage finder
Quote me now corner
 


Please click on the link below to find out how much you could save by transfering your mortgage.

corner
  Free quote >>>  
corner
 
lines lines
 
Lenders Include corner
 
 

The Woolwich
Mortgages and Loans

Northern Rock
Mortgages and Loans

Nationwide
Mortgages and Loans

Halifax
Mortgages and Loans

Alliance & Leicester
Mortgages and Loans

Abbey
Mortgages and Loans

And more…

 
 
lines lines
Other Resources corner
 
 

For poor credit loans and mortgages, Select Mortgages and loans is an introducer for Chase Blue Loans who pay us and introductory fee, we provide no advice.

Authorised and regulated by the Financial Services Authority
 

Licensed Credit Broker
No. 490377

Data Protection Act
Reg. No. Z6195751

FSA Number
300204
 
corner corner
 
lines lines

Website Belonging to Select Mortgages & loans . Other Sites - Offset Mortgage, 1st Home Loans, Arrears-CCJs, Bad-Credit Loan, Bad Credit-Loan, Bad Credit-Poor Credit, Broker it Free, CreditCard-Debt, Credit Repair Loans, Debt-Consolidation Loans, Flexible Mortgage Broker, Loan Bad Credit, Loan-BadCredit, Mortgage Discounts, Poor Credit, Remortgage Offers

All loans subject to status. PLEASE THINK CAREFULLY BEFORE SECURING MORE DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

Authorised and regulated by the Financial Services Authority

corner corner
 
Select Mortgages and loans is an introducer and provides no advice at all on poor credit loans.
For adverse credit loans, Select Mortgages & Loans is an introducer only to Chase Blue Loans and cannot accept any responsibility for advice given. Your details will be passed to Chase Blue Loans.
 
corner corner

Website design by The Graphics Department